We're here to help you navigate your costs and learn more about how to best invest in your future. We're happy to walk you through eligibility requirements, kinds of aid, costs of attendance, and where to find more information. We also offer a frequently asked questions page for graduate financial aid.
To be eligible for financial aid at Stephens College in the Graduate programs you must:
To continue to receive aid, you will be expected to make satisfactory academic progress according to the Stephens Financial Aid SAP policy for your specific program. SAP guidelines can be found here:
Please note that loan principal and interest must be repaid for all of the following forms of aid.
Unsubsidized Stafford Loan
Federal graduate loans are available for all eligible students who complete a FAFSA, who attend at least half-time, who meet all federal requirements, whose loans are in good standing and who have not exceeded graduate loan limits. $20,500 is available per year, however, we recommend limiting borrowing to cover tuition, fees, and books whenever possible. Interest rates may change in July and October and all loans include an origination fee. Loan interest is accrued from time of disbursement and the interest is capitalized. Loan principal and interest may be deferred until 6 months after graduation.
Graduate Direct Plus LoanFederal graduate student Direct PLUS Loans are available if you are a graduate student enrolled at least half-time, do not have an adverse credit history; and meet the general eligibility requirements for federal student aid. You may borrow up to the Cost of Attendance for your graduate program per semester, minus any other loans. Interest rates may change in July and October and all loans include a rather sizable origination fee. Loan interest is accrued from time of disbursement and the interest is capitalized. Loan principal and interest may be deferred until 6 months after graduation.
Alternative Student Loans
Private loans offered to students to assist with educational expenses. Loans are privately funded so terms and conditions will vary based on the lender. Interest rates and fees are not federally regulated and set by the lenders. Students are highly encouraged to carefully review the details of private loans before applying. Whenever possible, students considering alternative loans are encouraged to first consider federal student loans as the terms and conditions of federal loans may be more favorable than the provisions of alternative loans. Eligibility for an alternative student loan is determined by the lender. In most cases, a student will need a co-signer in order to be approved. The lender will provide the student with an applicant self-certification form. Once the loan has been approved by the lender, the Stephens College Financial Aid Office will need to certify the loan amount. Stephens College adheres to a Code of Conduct for Private Education Loans.
Below please find the expected cost of attendance for Stephens College graduate programs:
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